Starting The Process
How do I start the process with Business Funds 4ALL?
The process to see if you qualify for business capital is fast, simple, and secure. Just click here to get started or call one of our funding experts.
Is the process difficult?
We know it can be intimidating and oftentimes confusing figuring out how to secure business capital. We strive to take the confusion out of the process. One of our funding experts will walk you through the simple steps required for evaluation, explain the options and offers, and facilitate your inquiry through funding.
Does it cost you anything to start the process?
You do not incur a fee to start the process or review any funding option we share with you. In the event that you secure funding through our services, you will be charged a professional service fee.
What Information will I need to provide?
Very little information and paperwork is required. Usually an easy one-page customer information profile, a few months of bank statements, and items such as a consumer report, copy of a driver’s license and a copy of a void check are all that are needed for funding. There may be times when a funder may ask for other items such as taxes or proof of ownership. It’s all contingent upon the funder.
How long will it take to receive my funds?
Funding will usually take place within 1-3 business days after being approved.
Basic Requirements
Basic Requirements What is a funder and the basic requirements to obtain funding?
We work with affiliated and non affiliated 3rd parties called “Funders” that provide small businesses capital by purchasing future receivables. We work with you to secure the capital you need for your business. For most of our programs, you only need to be in business for a minimum of 3 months, earn at least $5,000 in gross monthly revenue, and have a minimum credit score of 500. Contact a funding expert to discuss your unique situation and find out what options are available to you.
Are there any state restrictions?
We work with all US states excluding California.
Will a past bankruptcy hurt my chances?
So long as you are not actively in an open bankruptcy case, a past closed bankruptcy is rarely a problem. We have funding partners that won’t turn you down for a bankruptcy. Our funders know that a past divorce or a foreclosure during the housing crisis doesn’t have any effect on your ability to run a successful business.
Do I have to accept credit cards or change my processor?
No. This is not a requirement.
Can I pay back the merchant cash advance early?
Yes. In fact, some will even offer reduced payment amounts if the advance is paid early.
Is my personal credit score taken into consideration?
All our funders only provide business capital, not consumer credit. While personal credit is a part of the typical underwriting process, other factors such as the strength of your business are very important. We have a variety of funders, affiliated and 3rd parties, including those that work with those who have personal credit challenges.
Funding Programs
Funding Programs Do any of your funders offer start-up business financing?
You must have at least 3 months of time in business and at least $5,000 in gross revenues per month. If you are a start-up business that meets these prerequisites, contact one of our funding experts to go over the options available.
How long will I have to repay?
Our funders have many different programs and term lengths. The majority of these programs are repaid within 4-12 months.
How much funding can I get?
Most funding programs typically range from $5,000 to $500,000. The amount our funders may offer you will depend on many factors. Funders will look at your business and unique situation. Contact one of our funding experts to see how much funding is available to you.
How can I use the working capital?
Most businesses use the working capital to purchase inventory, cover payroll, pay taxes, or expand their business. The truth is you can use the money for any purposes that will help you grow your business.
Fees
Fees How is the merchant cash advance paid?
Typically, the funder will purchase future receivables. Your business typically makes a payment to the funder daily or weekly via ACH debit drawn from your business checking account.
What type of rates or fees should I expect?
The rates and fees charged by our funding partners will vary based on multiple factors. Things like past earnings, time in business, and your industry will all play a part. Some are based on a flat fee on the amount funded, some are based on a factor rate. One of our funding experts will walk you through our application process and get you a no-obligation offer(s) within hours.
What are the fees associated with Business Funds 4ALL’s service?
We receive an origination fee from our funding partners, and we charge a professional service fee ONLY once you have been funded.
About Business Funds 4ALL
About Business Funds 4ALL What makes Business Funds 4ALL Different?
We approach each of our business customers with a unique and personal touch unlike most other funders or services. Our goal is for you to receive a quality offer appropriate for your business. Business Funds 4ALL strives to build a long-lasting relationship with each and every business we work with. Let us take the leg work out of the process so you can focus on what you do best.
How secure is my information?
We take the safety and security of each business customer’s information very seriously. That is why we employ data encryption technology.
Traditional business loans:
Qualifying for a business loan is a painful process, and after you’ve spent the time to apply – 90% of business loan applications are rejected. Fixed payments, and restrictions on how you can use loan money are also a headache.
Business Funds 4ALL Cash Advance:
A cash advance solves all of these problems. We simply give you money for your business, and we get paid back based on a specified percentage of your monthly bank deposits which is converted into a fixed daily, weekly or monthly ACH payments. We fund 90-93% of applications and offer a flexible payment process that is directly tied to your sales volume.
Your business can use a cash advance to:
Purchase Inventory/Seasonal Merchandise
Remodel
Purchase/Repair Equipment
Pay off Debt/Taxes
Expansion
Emergency Funding
and much more…
To qualify you must:
Run a traditional retail/service/restaurant business, and have a fixed business location. If you are opening an additional location, opening a franchise, or recently purchased a business please call us at Business Funds 4ALL
Once approved:
You will immediately receive the funds to your business bank account, the whole process from initial contact to funding occurs in as little as 7 days.
How it Works:
We convert your future bank deposits as well as credit card receivables into immediate cash that you can use for any business purpose. Repayments are based on a fixed ACH payment or small percentage of credit card receivables. Payments are automatically applied to your remaining balance until the balance is satisfied.
Payments:
Fixed daily, weekly or monthly ACH payments.
About Business Funds 4ALL
About Business Funds 4ALL What makes Business Funds 4ALL Different?
We approach each of our business customers with a unique and personal touch unlike most other funders or services. Our goal is for you to receive a quality offer appropriate for your business. Business Funds 4ALL strives to build a long-lasting relationship with each and every business we work with. Let us take the leg work out of the process so you can focus on what you do best.
How secure is my information?
We take the safety and security of each business customer’s information very seriously. That is why we employ data encryption technology.
Traditional business loans:
Qualifying for a business loan is a painful process, and after you’ve spent the time to apply – 90% of business loan applications are rejected. Fixed payments, and restrictions on how you can use loan money are also a headache.
Phone
877-807-1220
businessfunds4all@gmail.com